Projects/Schemes_ 4 
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Projects/Schemes_ 4

Kerala Village At Lathur
The government Of Kerala have entrusted the Board with the construction of 200 houses at Lathur, Maharashtra State to rehabilitate the earthquake victims.  The construction of 168 houses has been completed and handed over to the beneficiaries.  The Board could construct and complete these houses in a record time.

Model Village
Model Village is a village which is self sufficient in providing all the infrastructural facilities and common amenities for  the people residing in that village.  This project will be assisted by HUDCO.  Board has decided to set up a model village in Alacode village in Idukki  District.

Revenue Towers
The Board has taken up the construction of Revenue Towers in Taluk Headquarters where there are no mini civil stations, as sanctioned in G.O.(Ms)92/HSQ dt.28.11.92.  The Board has constructed 4 Nos of Revenue Tower at Adoor,Changanassery, Thiruvalla and Kothamangalam . Construction of Revenue towers at Nedumangadu and  Ernakulam are in progress.

Satellite Townships
With a view to develop parallel townships in the vicinity of the major townships, KSHB initiated action for establishing satellite Townships near the three Corporation areas of the State viz; Thiruvananthapuram, Kochi and Kozhikode.  As a first step in this regard it is proposed to implement a Satellite Township in Ernakulam District in an area of 500 acres of land.  This project is under formulation.  A mini Satellite Township is also proposed to be implemented at Akkulam near Thiruvananthapuram Corporation in an area of 48 acres of land, acquired by the Board.  This project is proposed to be completed within 3 years.

Co-operative housing scheme
The scheme was started in the year 1978 for the construction of 1 lakh houses for the people coming under the EWS category in rural area of the State.  The scheme was implemented jointly by the KSHB and the Cooperative sector.  Funds required for the scheme were raised by the Board from the HUDCO and the government And passed on to the respective Cooperative Banks for the disbursement to the beneficiaries.  The loan portion is to be repaid in 108 months by the beneficiary, with interest 7.5%.  The scheme was  discontinued and merged with the Rehabilitation Housing Scheme II Phase.  The No. Of houses constructed under the scheme was 55495.

Industrial Township
It is proposed to construct an Industrial Township at Kalamassery in an area of 50 acres of land.  The land for the purpose has been taken possession on 8.12.95.

Housing Scheme For Flood Victims(1992)

This scheme envisages improvement of stability of houses in the flood prone areas in the state.  The HUDCO has sanctioned the  scheme with a total estimate cost of Rs.47.28 crores, out of which 40% is loan from HUDCO, 30% subsidy from Central government And 30% subsidy from State government 15235 units were completed and Rs 2493.573 lakhs was expended under this scheme(As per the details collected from District Collectors).

Housing Scheme For Flood Affected Victims (1997)
The Board has also launched a housing scheme to provide houses under Maithri Housing Scheme to persons whose houses have been fully damaged due to 1997 South west Monsoon. As per the scheme the concerned District Collector forwards a list of the eligible beneficiaries with a deposit amount of Rs.12,600/- As per the scheme the concerned District Collector forwards a list of the eligible beneficiaries with a deposit amount of Rs.12,600/-

Public Housing Scheme (General)
Under this scheme the KSHB acquires/purchase land, develops it and construct houses/flats for allotment or allot as plots to the general public belonging to various income groups.  The demand in an area is assessed based on the registration made by public preferring allotment in that areas.  The land is either purchased directly through negotiation or acquired as per the Land Acquisition Act.  The Board has  completed 11544 units under 146 Public Housing Schemes as on 31.03.2002.  Construction of another 170 units in 3 schemes with a project cost of Rs.900.07 lakhs are in progress.

Maithri Housing Scheme
This scheme was started 1st November  1996.  Under the scheme, it is proposed to construct 100000 houses per annum.  A person whose monthly income does not exceed Rs.1800/- and owns land quotable for constructing a house is  eligible for getting a loan assistance for constructing a house of cost of Rs.30000/-.  Out of Rs.30000/-, Rs.19000/- is loan, Rs.9000/- government Subsidy, Rs.1000/- voluntary organizations contributions and Rs.1000/- beneficiary’s own contributions. The loan amount will have to be repaid in 168 monthly installments with interest 13.5%.  Those who repay the installments in time will get a government Subsidy of Rs.8.5% in the interest. During 1996-97 to 03/2002 the Board disbursed loan assistance aggregating Rs.74394.75 lakhs for the construction of 250101 units out of which 246217 units were completed.


Jubilee Housing Scheme
THE board has launched a new housing scheme, viz.’Jubilee Housing Scheme’ to commemorate the 50th year of Indian Independence.  In this scheme, a beneficiary has to make an initial deposit of 18% of the loan amount in the Board and can avail loan according to his financial ability and need only to repay monthly the interest of the loan.  Details as follows:

LoanAmount    Deposit    Monthly     installments Repayment period  Installment amount
  I   II    III
100000   18000 1350 168   40000 40000  20000   
15000    27000   2025   168   60000 60000  30000    
200000   36000 2700 168  80000 80000  40000 
300000 54000 4050 168   120000  120000  60000
400000  72000 5600 168    160000  160000 80000
500000 90000 7000  168   200000  20000  100000

Under the scheme sanctions were issued for 368 cases and 237 units were completed.

 

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