Projects/Schemes_ 1

Shelter for All
Housing Complexes (EWS)
This scheme is formulated for the weakest among the economically weaker sections of the society. The slum dwellers who reside on the road sides, small canals and other no-mans' land. It is proposes to construct 50, 000 houses within a period of 5 years spreading over 1000 panchayats. Land for the purpose is purchased through negotiation, if no suitable government land is available. Construction of 3635 units has been completed in different
panchayaths and construction of another 147 units are in progress.

Slum Clearance Scheme
The scheme envisages rehabilitation of slum dwellers in Chengalchoola in Thiruvananthapuram city.  The flats are being allotted free of cost to the eligible.  Under this scheme construction of 616 flats has been completed and 528 units have been allotted. Now this scheme has been transferred to Thiruvananthapuram Corporation.

The housing scheme for beedi workers
The KSHB has launched a housing scheme for beedi workers as a pilot project for the benefit of 1000 Beedi workers in the state. The scheme is intended to give loan assistance to the Beedi workers to the tune of rest 6,500 and got subsidy of rest 2,000 for constructing houses of costing of rest 12,000. The loan amount has to be repaid in 15 years with the interest of 7%. So far 434 units have been completed under this scheme.

Special housing scheme for LIG
Board has decided to implement a special scheme for low income groups. Houses with plinth a of 50 esq. will be given to LIG group of people at a total cost Rs 3 lakhs.

Suvarna  jubilee  housing scheme
This  scheme intends to give financial assistance to all SC/ST categories with the assistance of SC/ST department, the maximum amount of loan assistance to a beneficiary is RS 35,000/-.  This amount need not be repaid by the beneficiaries.

Sampoorna” housing scheme    
This scheme intends to give technical and financial assistance to all families having no house in their own in a selected panchayath in each district with the help of panchayath, voluntary organization and persons through Housing Board.

Old Age Home
Board has decided to build old age homes in all  major cities of the State. Suitable government land has to be identified for this scheme. The layout plans for old age home at Kozhikode has been prepared. The work will be started soon. The project in other district will be implemented in the coming years.

Rehabilitation housing scheme
The scheme was started in June 1985. The beneficiaries of this scheme were given loan assistance of RS 4,500/- and subsidy of Rs.1,500/- for the construction of houses of costing of RS 6,000/- financial assistance were provided for the construction of 1,48,772 houses in the I & II phases of the scheme.  The rate of interest of the loan was 8.75% per annum and the period of repayment spreads over 9 years. The III phase of the scheme was started in March 1987.  The beneficiaries were given loan assistance of RS 7,677/- and subsidy of Rs.1,500/- for the construction of houses worth RS 9,177/-.  The subsidy portion is met  by the government and the concerned local body at RS 750/- each.  The repayment period fixed is 15 years.  The scheme is implemented through the revenue authorities.

LIG Cash loan scheme
Under the LIG scheme, a person whose annual income ranges from 21601 to 51600/- rupees and has at least 3 cents of land is eligible for getting loan assistance of RS 1,25,000/- for constructing a house. The loan amount will have to be repaid in 168 monthly installments with the interest of 13.5%. Under the scheme, during 1996-97 to 03/2002 sanctions were issued for the construction of 10811 units and the construction of 9598 units were completed. The amount disbursed under the scheme during the period is 6091.246 lakhs.

The Kairali Housing Scheme
The Kairali Housing Scheme was launched on 28th Dec. 1990.  The beneficiaries of this scheme will get a loan assistance of Rs.10,033/- for constructing houses of costing of Rs.11,803/-.  No subsidy is given to the beneficiaries. The scheme is intended for EWS category.It was proposed to construct 25,000 houses each in the I & II phase of the scheme. The beneficiaries are selected by the Revenue Authorities as in the case Rehabilitation Housing Scheme.